Numerous options are available for families who desire to adoption a child but do not have sufficient resources to cover all associated costs.

Organizations for Adoption Financial Assistance

Name Description Information
Elijah’s Truth Provide financial assistance to families who desire to adopt but demonstrate a financial need.
His Kids Too! Grants of $2,000 for Christian families adopting internationally. or call 850-529-5437
Gift of Adoption Fund Grants for adoption completion $2,000 to $5,000 or call 877.905.2367
Abba Fund Interest free loans or call 888.775.3422
The Lydia Fund Grants for overseas fees and expenses (Christian married couples only) or call 612.338.7653 ext. 345
A Child Waits Foundation Low cost loans for adoption completion – maximum of $10,000 or call 866.999.2445
Sparrow Fund For medical expenses related to the review of child’s referral information.
Cadman Foundation Fundraising and grants (Christian married couples only) or call 877.223.6268
One Chance Foundation Grants for families seeking to adopt
God’s Grace Adoption Ministry Grants for Christian married couples earning less than $60,000
Room for One More Child Adoption grants- application available on their website
Affording Adoption Grants- online application available
Lifesong for Orphans Matching grants and loans for Christian families
Show Hope Grants for Christian families only or call 615.550.5600
Shepherd’s Crook Ministries Fundraising assistance to families adopting waiting child
Resources4Adoption Compilation of the most up to date financial resources for adoption
Mama Lydia Fund Interest free loans for eligible CAS families, must be applied for through the Abba Fund

Christian Adoption Services, Inc. is not affiliated with nor endorses any of these organizations. These resources are provided as a starting point for prospective adoptive families when seeking financial assistance

Employer Assistance

Many businesses provide adoption benefits to their employees that may include paid leave or personal days, unpaid leave, medical expenses of the birth mother, seminars, classes, or counseling before and after placement. It is also becoming more common for companies to offer financial assistance (some up to $10,000!!), to defray the cost of adoption. Check with your employer to determine what benefits may apply.

Adoption Tax Credit

A significant federal adoption tax credit may be available for many families; however families should consult a tax professional for details regarding this alternative. For specific information on this tax credit, contact the Internal Revenue Service at or 1-800-829-3676. IRS publications 8839 Instructions and Form 8839 – Qualified Adoption Expenses, are downloadable by clicking on the underlined words.

A state adoption tax credit also may be available. For information on the North Carolina adoption tax credit refer to the following link North Carolina Department of Revenue.

Military Subsidies

The military normally reimburses active duty personnel for one-time adoption expenses up to $2000.00 for a single child and up to $5,000 per family per year. The reimbursement applies to the adoption of an international child, a domestic infant or waiting child. Reimbursable fees include adoption related fees including placement fees, fees for birth parent counseling, legal fees and court costs, and medical expenses, including hospital expenses. The adoption must have been arranged through a source that is authorized by a State to provide adoption placements, if the adoption is supervised by a court under state or local law. Reimbursement is made only after the adoption is finalized. The amount is not doubled if both parents are in the military.